CAMS受験資格 & CAMS復習対策書

P.S.MogiExamがGoogle Driveで共有している無料の2025 ACAMS CAMSダンプ：https://drive.google.com/open?id=1gP-b9mlz6ttTmhk4nSnKQJlfEeVpgpqN

電子デバイスでの学習は、実際の研究に触れることに反します。 CAMS試験ダンプは、CAMS試験教材の世界有数のプロバイダーの1つとして知られています。便宜上、今後の参考のためにいくつかのデモを提供しており、それらのダウンロードに対して料金を請求しないことをお約束します。したがって、ダウンロードしてCAMS試験をお試しください。その後、CAMSテストの質問を使用することが適切かどうかがわかります。ダウンロードに問題がある場合は、必ずサービスにアクセスしてください。

ACAMS CAMS（Certified Anti-Money Laundering Specialists）試験は、反マネーロンダリング（AML）および金融犯罪防止の分野での専門知識と技能を示す、グローバルに認知された認定資格です。この試験は、受験者のAML規制、コンプライアンス手順、およびリスク管理戦略の理解を評価するために設計されています。

CAMS認定は、AML分野で働く専門家にとって重要な資格です。それは、卓越性へのコミットメントと、AMLの法律、規制、およびベストプラクティスの深い理解を示しています。 AMLでキャリアを始めたばかりであろうと、ベテランの専門家であろうと、CAMS試験はスキルを向上させ、キャリアを向上させる優れた方法です。

ACAMS CAMS認定は、AML/CFT分野で働く専門家にとって重要な資格です。この試験は、最新の国際AML/CFT原則、基準、および実践に対する候補者の理解を評価し、専門家に信頼性、市場性、および収益性を高めるなど、いくつかの利点を提供します。認定はまた、同僚やリソースへのアクセスを提供するため、自己のキャリアにおいて貴重な投資となります。

>> CAMS受験資格 <<

ACAMS CAMS復習対策書、CAMS復習問題集

ユーザーのオフライン読書を促進するために、CAMSスタディブレインダンプは、特にユーザー向けのPDFモードを開発するために、破片の時間をより有効に活用して学習できます。このモードでは、ユーザーは学習教材内のCAMS準備ガイドをダウンロードして印刷することができ、紙にメモを取るのが簡単で、記憶の弱いリンクがあり、すべてのユーザーが無制限の数の学習をダウンロードして大幅に改善できますCAMS試験問題を使用したユーザーの効率。 CAMS準備ガイドは、この点でユーザーの需要を満たすのに非常に役立ち、ユーザーが学習した内容を継続的に統合して良い環境で読み書きできるようにします。

ACAMS Certified Anti-Money Laundering Specialists 認定 CAMS 試験問題 (Q278-Q283):

質問 # 278
Which should authorities do to safeguard AML information exchanged with other countries?

A. Use the court system to ensure confidentiality of exchanged information through court orders.
B. Protect exchanged information as they would protect similar information received from domestic sources.
C. Require the use of non-disclosure agreements with anyone accessing the exchanged information.
D. Destroy the information once the investigation is complete.

正解：B、C

解説：
According to the FATF Recommendation 40, which sets the standards for international cooperation in relation to money laundering, associated predicate offences and terrorist financing, countries should ensure that exchanged information is used only for the purpose for which it was sought or provided, and that any dissemination or use of the information beyond the original scope is subject to prior authorization by the requested competent authority. Moreover, countries should have safeguards in place to ensure that the information exchanged is protected in a manner that is consistent with the way they protect their own information of a similar nature. One of the possible safeguards is to require the use of non-disclosure agreements or other legal instruments to prevent unauthorized access or disclosure of the exchanged information.

質問 # 279
When under a regulator's consent order or similar action, who at an organization is ultimately accountable for the remediation of any violations of AML/CFT laws and regulations?

A. Chief Executive Officer (CEO)
B. Chief Operating Officer (COO)
C. Designated AML Compliance Officer
D. Board of Directors

正解：D

解説：
The Board of Directors holds ultimate responsibility for AML/CFT compliance and governance.
Option B (Correct): The Board must oversee, approve, and ensure AML programs are effective.
Option A (Incorrect): The COO manages operations, but does not hold ultimate accountability.
Option C (Incorrect): While the AML officer executes compliance programs, the Board provides oversight.
Option D (Incorrect): The CEO is responsible for strategy, but AML failures fall under Board accountability.

質問 # 280
An AML compliance officer is drafting plans to address deficiencies identified in an independent audit.
Which approach is the best option?

A. Only commit to action plans that require no new investment to maximize shareholder value.
B. Draft action plans that will take many months to fully implement to address the root cause of the deficiencies.
C. Draft action plans in consultation with the jurisdiction's FIU to remain aligned with other similar companies.
D. Only commit to action plans that can be implemented and closed within the three-month management reporting cycle.

正解：B

解説：
A long-term, root cause-based approach ensures AML deficiencies are fully remediated.
Option C (Correct): Addressing root causes ensures the institution remains compliant and prevents recurring violations.
Option A (Incorrect): Consulting with an FIU is unnecessary for internal remediation plans.
Option B (Incorrect): Short-term fixes do not resolve systemic AML issues.
Option D (Incorrect): AML compliance improvements may require investment-cost-cutting should not compromise compliance.
Best Practices for AML Audit Remediation:
Conduct root cause analysis before implementing corrective measures.
Develop a long-term compliance improvement plan.
Allocate sufficient resources for sustainable AML enhancements.
Reference:
FATF Recommendation 18 (AML Compliance & Internal Controls)
Wolfsberg Group Guidance on AML Audit Remediation
Basel Committee's AML Risk Management Guidelines

質問 # 281
In the FATF 40 recommendations, the focus of AML efforts has been expanded beyond Financial Institutions.
Which three businesses and/or professions are covered? Choose 3 answers

A. Trust and company service providers
B. casinos, when customers engage in financial transactions equal to or above a designated Threshold
C. Dealers in art, when they engage in any cash transaction with a customer at or above a designated threshold
D. Real estate agents when they are involved in transactions for clients concerning buying and selling properties

正解：A、B、D

解説：
According to the FATF 40 recommendations, the focus of AML efforts has been expanded beyond financial institutions to include other businesses and professions that are vulnerable to money laundering and terrorist financing risks. These include:
Casinos, when customers engage in financial transactions equal to or above a designated threshold.
Casinos are required to identify and verify the identity of their customers, keep records of transactions, report suspicious transactions, and implement internal controls and compliance programs to prevent money laundering and terrorist financing. The designated threshold is USD/EUR 3,000 or more1.
Real estate agents, when they are involved in transactions for clients concerning buying and selling properties. Real estate agents are required to identify and verify the identity of their customers and beneficial owners, keep records of transactions, report suspicious transactions, and implement internal controls and compliance programs to prevent money laundering and terrorist financing. Real estate transactions can involve large amounts of money and complex legal arrangements that can be used to conceal the source or destination of illicit funds2.
Trust and company service providers, when they prepare for or carry out transactions for a client concerning the creation, operation or management of legal persons or arrangements. Trust and company service providers are required to identify and verify the identity of their customers and beneficial owners, keep records of transactions, report suspicious transactions, and implement internal controls and compliance programs to prevent money laundering and terrorist financing. Trust and company service providers can facilitate the misuse of legal persons or arrangements, such as shell companies or trusts, to hide the true ownership and control of assets or funds3.
The other option, dealers in art, when they engage in any cash transaction with a customer at or above a designated threshold, is not covered by the FATF 40 recommendations. However, dealers in precious metals and stones are covered when they engage in any cash transaction with a customer at or above a designated threshold of USD/EUR 15,000 or more. Dealers in art may be subject to national or regional regulations that impose AML obligations on them, depending on the jurisdiction.
References:
FATF Recommendation 22: Designated Non-Financial Businesses and Professions: Customer Due Diligence FATF Recommendation 23: Designated Non-Financial Businesses and Professions: Other Measures FATF Recommendation 24: Transparency and Beneficial Ownership of Legal Persons
[FATF Recommendation 25: Transparency and Beneficial Ownership of Legal Arrangements]

質問 # 282
In which three situations is correspondent banking most vulnerable to money laundering? Choose 3 answers

A. When allowing foreign banks to use the correspondent account to conduct large financialtransactions on behalf of their customers
B. When allowing financial institutions, without proper due diligence, to access correspondentnetwork for routing their financial transactions
C. When allowing the correspondent bank account to be used by other banks
D. When allowing the correspondent bank account to be used as a payable through account (PTA)

正解：A、C、D

質問 # 283
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CAMS復習対策書: https://www.mogiexam.com/CAMS-exam.html

P.S.MogiExamがGoogle Driveで共有している無料の2025 ACAMS CAMSダンプ：https://drive.google.com/open?id=1gP-b9mlz6ttTmhk4nSnKQJlfEeVpgpqN